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Verified Branch

Indian Overseas Bank

MOLVAI Branch, TIRUCHIRAPALLI

IFSC Code
IOBA0001081
Required for NEFT, RTGS, IMPS money transfers
MICR Code
620020511
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001081 Branch Code (6-11)

Complete Branch Details

Full Address 54 PILLAIYAR KOIL STREET,MOLVAI,LALGUDI TALUK,MOLVAI,PIN 621652
State TAMIL NADU
District / City KALLAKUDY
Centre / Region KALLAKUDY
Contact / Helpline 235490
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001081.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MOLVAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001081)

What is the IFSC code of Indian Overseas Bank MOLVAI branch? ↓

The verified 11-digit IFSC code is IOBA0001081. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MOLVAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 620020511. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 54 PILLAIYAR KOIL STREET,MOLVAI,LALGUDI TALUK,MOLVAI,PIN 621652, located in KALLAKUDY district, TAMIL NADU.

Other Indian Overseas Bank Branches in KALLAKUDY

IOBA0000107

KATTUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0000378

VALAVANUR Branch

VILLUPURAM, TAMIL NADU

 IOBA0000615

VELLANKOIL Branch

ERODE, TAMIL NADU

 IOBA0000728

VAIRICHETTIPALAYAM Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0000887

KUTTAM Branch

TIRUNELVALI, TAMIL NADU

 IOBA0000902

AVELLALAPATTI Branch

MADURAI, TAMIL NADU

 IOBA0000989

PURATHAKUDI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0001045

PERUVALAPPUR Branch

PERAMBALUR, TAMIL NADU

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