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Verified Branch

Indian Overseas Bank

PERUVALAPPUR Branch, PERAMBALUR

IFSC Code
IOBA0001045
Required for NEFT, RTGS, IMPS money transfers
MICR Code
620020513
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001045 Branch Code (6-11)

Complete Branch Details

Full Address MAIN ROAD,PERUVALLAPUR POST LALGUDI TALUK PERUVALLAPUR PIN 621651
State TAMIL NADU
District / City ARIYALUR
Centre / Region ARIYALUR
Contact / Helpline 2651230
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001045.
  4. Confirm bank name displays as Indian Overseas Bank and branch as PERUVALAPPUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001045)

What is the IFSC code of Indian Overseas Bank PERUVALAPPUR branch? ↓

The verified 11-digit IFSC code is IOBA0001045. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank PERUVALAPPUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 620020513. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MAIN ROAD,PERUVALLAPUR POST LALGUDI TALUK PERUVALLAPUR PIN 621651, located in ARIYALUR district, TAMIL NADU.

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KANAKILIYANALLUR Branch

TRICHY, TAMIL NADU

 IOBA0000107

KATTUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0000989

PURATHAKUDI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0001081

MOLVAI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0001374

PUVALUR Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0003610

PULLAMBADI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0001170

THUNGAPURAM Branch

PERAMBALUR, TAMIL NADU

 IOBA0002829

VAYALAPADI Branch

PERAMBALUR, TAMIL NADU

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