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Verified Branch

Indian Overseas Bank

VAIRICHETTIPALAYAM Branch, TIRUCHIORAPPALLI

IFSC Code
IOBA0000728
Required for NEFT, RTGS, IMPS money transfers
MICR Code
620020054
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000728 Branch Code (6-11)

Complete Branch Details

Full Address 2 BY 3136, PILLAIYAR KOIL ST VAIRICHETTIPALAYAM PIN 621012
State TAMIL NADU
District / City VAIRICHETTIPALAYAM
Centre / Region VAIRICHETTIPALAYAM
Contact / Helpline 452222
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000728.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VAIRICHETTIPALAYAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000728)

What is the IFSC code of Indian Overseas Bank VAIRICHETTIPALAYAM branch? ↓

The verified 11-digit IFSC code is IOBA0000728. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VAIRICHETTIPALAYAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 620020054. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 2 BY 3136, PILLAIYAR KOIL ST VAIRICHETTIPALAYAM PIN 621012, located in VAIRICHETTIPALAYAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in VAIRICHETTIPALAYAM

IOBA0000378

VALAVANUR Branch

VILLUPURAM, TAMIL NADU

 IOBA0001081

MOLVAI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0000202

TIRUVANAIKOIL Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0000053

MANAPARAI Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0000090

THILLAI NGR Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0000092

TIRUCHIRAPALLI MAIN Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0000236

ABHISHEKAPURAM Branch

TIRUCHIORAPPALLI, TAMIL NADU

 IOBA0000252

SAMAYAPURAM Branch

TIRUCHIORAPPALLI, TAMIL NADU

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