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Verified Branch

Indian Overseas Bank

KUTTAM Branch, TIRUNELVALI

IFSC Code
IOBA0000887
Required for NEFT, RTGS, IMPS money transfers
MICR Code
627020038
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000887 Branch Code (6-11)

Complete Branch Details

Full Address KOIL STREET KUTTAM,RADHAPURAM TALUK KUTTAM PIN 627651
State TAMIL NADU
District / City KUTTAM
Centre / Region KUTTAM
Contact / Helpline 279132
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000887.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KUTTAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000887)

What is the IFSC code of Indian Overseas Bank KUTTAM branch? ↓

The verified 11-digit IFSC code is IOBA0000887. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KUTTAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 627020038. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOIL STREET KUTTAM,RADHAPURAM TALUK KUTTAM PIN 627651, located in KUTTAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in KUTTAM

IOBA0000615

VELLANKOIL Branch

ERODE, TAMIL NADU

 IOBA0000902

AVELLALAPATTI Branch

MADURAI, TAMIL NADU

 IOBA0001081

MOLVAI Branch

TIRUCHIRAPALLI, TAMIL NADU

 IOBA0001086

VELLAKOIL Branch

ERODE, TAMIL NADU

 IOBA0001089

VILANDAI Branch

VILLUPURAM, TAMIL NADU

 IOBA0002763

PALAVOOR AVARAIKULA Branch

TIRUNELVALI, TAMIL NADU

 IOBA0002861

MALLI Branch

VIRUDHUNAGAR, TAMIL NADU

 IOBA0003255

THIRUMAKKOTTAI Branch

THIRUVARUR, TAMIL NADU

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