Indian Overseas Bank
CHAKNI Branch, WEST CHAMPARAN
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0004151.
- Confirm bank name displays as Indian Overseas Bank and branch as CHAKNI.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0004151)
What is the IFSC code of Indian Overseas Bank CHAKNI branch? ↓
The verified 11-digit IFSC code is IOBA0004151. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Indian Overseas Bank CHAKNI? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is 1ST FLOOR,SWETA SADAN RATAN MALA,MAIN RD,NH-27,BAGHA-1,DIST - WEST CHAMPARAN,BAGHA,BIHAR,845101, located in BAGHA district, BIHAR.
Other Indian Overseas Bank Branches in BAGHA
MALAD Branch
GREATER BOMBAY, MAHARASHTRA
IOBA0002194BAGHAJATIN Branch
KOLKATA, WEST BENGAL
IOBA0002697GOVARDHAN Branch
MATHURA, UTTAR PRADESH
IOBA0003168BETTIAH Branch
MUZAFFARPUR, BIHAR
IOBA0003486BIHARIA GURUDASPUR Branch
MURSHIDABAD, WEST BENGAL
IOBA0003642BAGHA PURANA Branch
MOGA, PUNJAB
IOBA0003657BAKRI BAZAR Branch
MUZAFFARPUR, BIHAR
IOBA0004092LPC PATNA Branch
PATNA, BIHAR