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Verified Branch

Indian Overseas Bank

BAKRI BAZAR Branch, MUZAFFARPUR

IFSC Code
IOBA0003657
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003657 Branch Code (6-11)

Complete Branch Details

Full Address BAKHARI BAZAR PO, RAMNAGAR VIA, WEST CHAMPARAN DIST 845106
State BIHAR
District / City RAMNAGAR
Centre / Region RAMNAGAR
Contact / Helpline +916122205300
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003657.
  4. Confirm bank name displays as Indian Overseas Bank and branch as BAKRI BAZAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003657)

What is the IFSC code of Indian Overseas Bank BAKRI BAZAR branch? ↓

The verified 11-digit IFSC code is IOBA0003657. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank BAKRI BAZAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is BAKHARI BAZAR PO, RAMNAGAR VIA, WEST CHAMPARAN DIST 845106, located in RAMNAGAR district, BIHAR.

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TIRUCHIRAPALLI, TAMIL NADU

 IOBA0002475

BANARHAT Branch

JALPAIGURI, WEST BENGAL

 IOBA0003168

BETTIAH Branch

MUZAFFARPUR, BIHAR

 IOBA0003785

JAIGAON Branch

JALPAIGURI, WEST BENGAL

 IOBA0004151

CHAKNI Branch

WEST CHAMPARAN, BIHAR

 IOBA0001248

KECHCHI POKKI Branch

MUZAFFARPUR, BIHAR

 IOBA0002216

RAMNAGAR UTTARAKHAND Branch

NAINITAL, UTTARAKHAND

 IOBA0004052

ZERO MILE MUZAFFARPUR Branch

MUZAFFARPUR, BIHAR

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