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Verified Branch

Indian Overseas Bank

MALAD Branch, GREATER BOMBAY

IFSC Code
IOBA0000973
Required for NEFT, RTGS, IMPS money transfers
MICR Code
400020029
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000973 Branch Code (6-11)

Complete Branch Details

Full Address NO 66, SILVER CROFT, MARVE ROAD, MALAD WEST, MUMBAI - 400064
State MAHARASHTRA
District / City MUMBAI
Centre / Region MUMBAI
Contact / Helpline 28617075
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000973.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MALAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000973)

What is the IFSC code of Indian Overseas Bank MALAD branch? ↓

The verified 11-digit IFSC code is IOBA0000973. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MALAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 400020029. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NO 66, SILVER CROFT, MARVE ROAD, MALAD WEST, MUMBAI - 400064, located in MUMBAI district, MAHARASHTRA.

Other Indian Overseas Bank Branches in MUMBAI

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THANE, MAHARASHTRA

 IOBA0000128

BANDRA WEST Branch

GREATER BOMBAY, MAHARASHTRA

 IOBA0000209

ANDHERI Branch

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 IOBA0000247

SANTA CRUZ Branch

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 IOBA0000584

BORIVILI WEST Branch

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 IOBA0000756

CHAKALA Branch

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MUMBAI KALYAN Branch

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PALI HILL Branch

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