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Verified Branch

Indian Overseas Bank

SAHARAN MAJRA Branch, LUDHIANA

IFSC Code
IOBA0003775
Required for NEFT, RTGS, IMPS money transfers
MICR Code
N/A
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003775 Branch Code (6-11)

Complete Branch Details

Full Address VPO SAHARAN MAJRA, TEHSIL PAYAL, LUDHIANA 141117
State PUNJAB
District / City SIAHAR
Centre / Region SIAHAR
Contact / Helpline +911612420803
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003775.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SAHARAN MAJRA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003775)

What is the IFSC code of Indian Overseas Bank SAHARAN MAJRA branch? ↓

The verified 11-digit IFSC code is IOBA0003775. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SAHARAN MAJRA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VPO SAHARAN MAJRA, TEHSIL PAYAL, LUDHIANA 141117, located in SIAHAR district, PUNJAB.

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IOBA0000688

SIAHAR Branch

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 IOBA0003083

BANDUKHERI Branch

SAHARANPUR, UTTAR PRADESH

 IOBA0003243

CHAURA KHURD Branch

SAHARANPUR, UTTAR PRADESH

 IOBA0000047

LUDHIANA MAIN Branch

LUDHIANA, PUNJAB

 IOBA0000342

BROWN ROAD Branch

LUDHIANA, PUNJAB

 IOBA0000390

IND AREA Branch

LUDHIANA, PUNJAB

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CIVIL LINES Branch

LUDHIANA, PUNJAB

 IOBA0000575

CHAKOHI Branch

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