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Verified Branch

Indian Overseas Bank

CHAKOHI Branch, LUDHIANA

IFSC Code
IOBA0000575
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141020522
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000575 Branch Code (6-11)

Complete Branch Details

Full Address CHAKOHI VILLAGE ,TEHSIL KHANNA ,CHAKOHI PIN 141401
State PUNJAB
District / City CHAKOHI
Centre / Region CHAKOHI
Contact / Helpline +911628281035
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000575.
  4. Confirm bank name displays as Indian Overseas Bank and branch as CHAKOHI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000575)

What is the IFSC code of Indian Overseas Bank CHAKOHI branch? ↓

The verified 11-digit IFSC code is IOBA0000575. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank CHAKOHI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141020522. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is CHAKOHI VILLAGE ,TEHSIL KHANNA ,CHAKOHI PIN 141401, located in CHAKOHI district, PUNJAB.

Other Indian Overseas Bank Branches in CHAKOHI

IOBA0000629

KHANNA Branch

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 IOBA0002305

SUDDOWALA DEHRADUN Branch

DEHRADUN, UTTARAKHAND

 IOBA0002331

KEETHAM Branch

AGRA, UTTAR PRADESH

 IOBA0003083

BANDUKHERI Branch

SAHARANPUR, UTTAR PRADESH

 IOBA0003244

MIRZAPUR Branch

BULANDSHAHR, UTTAR PRADESH

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METHI TIKUR Branch

UNNAO, UTTAR PRADESH

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AMEHRA ADIPUR Branch

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 IOBA0003738

BHUDDI Branch

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