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Verified Branch

Indian Overseas Bank

SIAHAR Branch, LUDHIANA

IFSC Code
IOBA0000688
Required for NEFT, RTGS, IMPS money transfers
MICR Code
141020525
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000688 Branch Code (6-11)

Complete Branch Details

Full Address NEAR BUS STAND ,SIAHAR, TEHSIL, PAYAL SIAHAR PIN 141117
State PUNJAB
District / City SIAHAR
Centre / Region SIAHAR
Contact / Helpline 2855237
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000688.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SIAHAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000688)

What is the IFSC code of Indian Overseas Bank SIAHAR branch? ↓

The verified 11-digit IFSC code is IOBA0000688. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SIAHAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 141020525. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is NEAR BUS STAND ,SIAHAR, TEHSIL, PAYAL SIAHAR PIN 141117, located in SIAHAR district, PUNJAB.

Other Indian Overseas Bank Branches in SIAHAR

IOBA0003775

SAHARAN MAJRA Branch

LUDHIANA, PUNJAB

 IOBA0000575

CHAKOHI Branch

LUDHIANA, PUNJAB

 IOBA0000047

LUDHIANA MAIN Branch

LUDHIANA, PUNJAB

 IOBA0000187

AKALGARH GURUSAR SUDHAR Branch

LUDHIANA, PUNJAB

 IOBA0000188

KATANIKALAN Branch

LUDHIANA, PUNJAB

 IOBA0000197

GUJJARWAL Branch

LUDHIANA, PUNJAB

 IOBA0000204

BADDOWAL Branch

LUDHIANA, PUNJAB

 IOBA0000342

BROWN ROAD Branch

LUDHIANA, PUNJAB

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