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Verified Branch

Indian Overseas Bank

MIDLAKADU Branch, KANYAKUMARI

IFSC Code
IOBA0002549
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629020112
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002549 Branch Code (6-11)

Complete Branch Details

Full Address 4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155
State TAMIL NADU
District / City MIDLAKADU
Centre / Region MIDLAKADU
Contact / Helpline 255002
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002549.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MIDLAKADU.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002549)

What is the IFSC code of Indian Overseas Bank MIDLAKADU branch? ↓

The verified 11-digit IFSC code is IOBA0002549. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MIDLAKADU? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629020112. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 4BY126 C NEAR RC CHURCH MIDLAKADU JUNCTION,PALAPALAM PO 629155, located in MIDLAKADU district, TAMIL NADU.

Other Indian Overseas Bank Branches in MIDLAKADU

IOBA0000129

ERANIEL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000881

MARUTHENCODE Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000943

KALIYAL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0001195

ARUKANI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0003379

ARUMANAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000063

NAGERCOIL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000223

THOVALAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000251

THITTUVILAI Branch

KANYAKUMARI, TAMIL NADU

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