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Verified Branch

Indian Overseas Bank

THOVALAI Branch, KANYAKUMARI

IFSC Code
IOBA0000223
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629020011
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000223 Branch Code (6-11)

Complete Branch Details

Full Address 10 BY 36 C MUTHU VELU BHAVANAM MAIN ROAD, THOVALAI - 629302
State TAMIL NADU
District / City NAGERCOIL
Centre / Region NAGERCOIL
Contact / Helpline 263134
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000223.
  4. Confirm bank name displays as Indian Overseas Bank and branch as THOVALAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000223)

What is the IFSC code of Indian Overseas Bank THOVALAI branch? ↓

The verified 11-digit IFSC code is IOBA0000223. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank THOVALAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629020011. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 10 BY 36 C MUTHU VELU BHAVANAM MAIN ROAD, THOVALAI - 629302, located in NAGERCOIL district, TAMIL NADU.

Other Indian Overseas Bank Branches in NAGERCOIL

IOBA0000063

NAGERCOIL Branch

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 IOBA0000129

ERANIEL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000251

THITTUVILAI Branch

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 IOBA0000253

KOTTARAM Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000263

PUDUKKADAI Branch

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 IOBA0000273

SWAMIYARMADAM Branch

KANYAKUMARI, TAMIL NADU

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MARUNGOOR Branch

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EATHAMOZHI Branch

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