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Verified Branch

Indian Overseas Bank

ERANIEL Branch, KANYAKUMARI

IFSC Code
IOBA0000129
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629020009
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000129 Branch Code (6-11)

Complete Branch Details

Full Address 15 23A, MONDAY MARKET JUNCTION, ERANIEL, NEYYOOR PIN 629802
State TAMIL NADU
District / City ERANIEL
Centre / Region ERANIEL
Contact / Helpline 222322
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000129.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ERANIEL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000129)

What is the IFSC code of Indian Overseas Bank ERANIEL branch? ↓

The verified 11-digit IFSC code is IOBA0000129. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ERANIEL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629020009. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 15 23A, MONDAY MARKET JUNCTION, ERANIEL, NEYYOOR PIN 629802, located in ERANIEL district, TAMIL NADU.

Other Indian Overseas Bank Branches in ERANIEL

IOBA0000650

FRIDAY MARKET Branch

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 IOBA0000881

MARUTHENCODE Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000943

KALIYAL Branch

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 IOBA0002549

MIDLAKADU Branch

KANYAKUMARI, TAMIL NADU

 IOBA0003379

ARUMANAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000063

NAGERCOIL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000223

THOVALAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000251

THITTUVILAI Branch

KANYAKUMARI, TAMIL NADU

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