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Verified Branch

Indian Overseas Bank

MALAPPURAM Branch, MALAPPURAM

IFSC Code
IOBA0002373
Required for NEFT, RTGS, IMPS money transfers
MICR Code
676020152
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002373 Branch Code (6-11)

Complete Branch Details

Full Address GROUND FLOOR,KILYAMANNAILL PLAZA,MANJERI ROAD,UPHILL,MALAPPURAM PIN 676505
State KERALA
District / City MALAPPURAM
Centre / Region MALAPPURAM
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002373.
  4. Confirm bank name displays as Indian Overseas Bank and branch as MALAPPURAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002373)

What is the IFSC code of Indian Overseas Bank MALAPPURAM branch? ↓

The verified 11-digit IFSC code is IOBA0002373. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank MALAPPURAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 676020152. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is GROUND FLOOR,KILYAMANNAILL PLAZA,MANJERI ROAD,UPHILL,MALAPPURAM PIN 676505, located in MALAPPURAM district, KERALA.

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BOTAD Branch

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MANJERI Branch

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VALANCHERRY Branch

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TIRUR Branch

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