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Verified Branch

Indian Overseas Bank

POWAI Branch, TINSUKIA

IFSC Code
IOBA0001946
Required for NEFT, RTGS, IMPS money transfers
MICR Code
400020063
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001946 Branch Code (6-11)

Complete Branch Details

Full Address 32 41 GROUND FLOOR,POWAI PLAZA HIRANANDANI GARDENS,POWAI MUMBAI PIN 400076
State ASSAM
District / City POWAI
Centre / Region POWAI
Contact / Helpline 25708998
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001946.
  4. Confirm bank name displays as Indian Overseas Bank and branch as POWAI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001946)

What is the IFSC code of Indian Overseas Bank POWAI branch? ↓

The verified 11-digit IFSC code is IOBA0001946. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank POWAI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 400020063. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 32 41 GROUND FLOOR,POWAI PLAZA HIRANANDANI GARDENS,POWAI MUMBAI PIN 400076, located in POWAI district, ASSAM.

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NASIK Branch

NASIK, MAHARASHTRA

 IOBA0001633

CHENNAISPENCERS PLAZA Branch

CHENNAI, TAMIL NADU

 IOBA0002018

ZONAL AUDIT OFFICE - MUMBAI Branch

BANGALORE, KARNATAKA

 IOBA0002186

BANDUP Branch

GREATER BOMBAY, MAHARASHTRA

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MALAPPURAM Branch

MALAPPURAM, KERALA

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VIDHYA DHAR NAGAR JAIPUR Branch

JAIPUR, RAJASTHAN

 IOBA0002445

DWARKA SECTOR Branch

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