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Verified Branch

Indian Overseas Bank

VALANCHERRY Branch, MALAPPURAM

IFSC Code
IOBA0002298
Required for NEFT, RTGS, IMPS money transfers
MICR Code
676020252
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002298 Branch Code (6-11)

Complete Branch Details

Full Address VP 3 217 KOZHIKODE ROAD VALANCHERRY MALAPPURAM DIST KERALA 676552
State KERALA
District / City VALANCHERRY
Centre / Region VALANCHERRY
Contact / Helpline +9149942646262
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002298.
  4. Confirm bank name displays as Indian Overseas Bank and branch as VALANCHERRY.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002298)

What is the IFSC code of Indian Overseas Bank VALANCHERRY branch? ↓

The verified 11-digit IFSC code is IOBA0002298. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank VALANCHERRY? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 676020252. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VP 3 217 KOZHIKODE ROAD VALANCHERRY MALAPPURAM DIST KERALA 676552, located in VALANCHERRY district, KERALA.

Other Indian Overseas Bank Branches in VALANCHERRY

IOBA0002490

MALAPARAMBA Branch

KOZHIKODE, KERALA

 IOBA0003341

MADAVOOR Branch

KOZHIKODE, KERALA

 IOBA0004193

ULLIYERI Branch

KOZHIKODE, KERALA

 IOBA0002373

MALAPPURAM Branch

MALAPPURAM, KERALA

 IOBA0001263

MANJERI Branch

MALAPPURAM, KERALA

 IOBA0001264

TIRUR Branch

MALAPPURAM, KERALA

 IOBA0001284

PERINTHALMANNA Branch

MALAPPURAM, KERALA

 IOBA0001638

EDAPAL Branch

MALAPPURAM, KERALA

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