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Verified Branch

Indian Overseas Bank

KARELIBAGH Branch, GANDHINAGAR

IFSC Code
IOBA0001869
Required for NEFT, RTGS, IMPS money transfers
MICR Code
390020012
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001869 Branch Code (6-11)

Complete Branch Details

Full Address IST FLOOR, STATUS COMPLEX, JYOTI PARK SOCIETY, KARELI BAUG, BARODA 390018
State GUJARAT
District / City VADODARA
Centre / Region VADODARA
Contact / Helpline 2461539
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001869.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KARELIBAGH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001869)

What is the IFSC code of Indian Overseas Bank KARELIBAGH branch? ↓

The verified 11-digit IFSC code is IOBA0001869. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KARELIBAGH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 390020012. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is IST FLOOR, STATUS COMPLEX, JYOTI PARK SOCIETY, KARELI BAUG, BARODA 390018, located in VADODARA district, GUJARAT.

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 IOBA0000382

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BARODA JAWAHAR NAGAR Branch

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 IOBA0001569

BARODA MAKARPURA Branch

VADODARA, GUJARAT

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GOTRI ROAD Branch

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