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Verified Branch

Indian Overseas Bank

WAGHODIA ROAD Branch, VADODARA

IFSC Code
IOBA0002391
Required for NEFT, RTGS, IMPS money transfers
MICR Code
390020015
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002391 Branch Code (6-11)

Complete Branch Details

Full Address A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019
State GUJARAT
District / City WAGHODIA
Centre / Region WAGHODIA
Contact / Helpline +914428584896
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002391.
  4. Confirm bank name displays as Indian Overseas Bank and branch as WAGHODIA ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002391)

What is the IFSC code of Indian Overseas Bank WAGHODIA ROAD branch? ↓

The verified 11-digit IFSC code is IOBA0002391. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank WAGHODIA ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 390020015. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is A 3,GAJANANAD PARK SOCIETY,UMA CHAR RASTA,WAGHODIA ROAD,BARODA DIST BARODA,PIN 390 019, located in WAGHODIA district, GUJARAT.

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BARODA DANDIA BAZAAR Branch

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