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Verified Branch

Indian Overseas Bank

GOTRI ROAD Branch, VADODARA

IFSC Code
IOBA0001717
Required for NEFT, RTGS, IMPS money transfers
MICR Code
390020010
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001717 Branch Code (6-11)

Complete Branch Details

Full Address SUNER COMPLEX, I FLOOR HARINAGAR CROSSING, GOTRI ROAD BARODA PIN 390021
State GUJARAT
District / City VADODARA
Centre / Region VADODARA
Contact / Helpline +912652386333
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001717.
  4. Confirm bank name displays as Indian Overseas Bank and branch as GOTRI ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001717)

What is the IFSC code of Indian Overseas Bank GOTRI ROAD branch? ↓

The verified 11-digit IFSC code is IOBA0001717. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank GOTRI ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 390020010. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SUNER COMPLEX, I FLOOR HARINAGAR CROSSING, GOTRI ROAD BARODA PIN 390021, located in VADODARA district, GUJARAT.

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