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Verified Branch

Indian Overseas Bank

KUNNAM Branch, PERAMBALUR

IFSC Code
IOBA0001055
Required for NEFT, RTGS, IMPS money transfers
MICR Code
621020311
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001055 Branch Code (6-11)

Complete Branch Details

Full Address MAIN ROAD KUNNAM,PIN 621708
State TAMIL NADU
District / City KUNNAM
Centre / Region KUNNAM
Contact / Helpline 258325
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001055.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KUNNAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001055)

What is the IFSC code of Indian Overseas Bank KUNNAM branch? ↓

The verified 11-digit IFSC code is IOBA0001055. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KUNNAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 621020311. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MAIN ROAD KUNNAM,PIN 621708, located in KUNNAM district, TAMIL NADU.

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 IOBA0000574

V KALATHUR Branch

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 IOBA0000719

PENNAKONAM Branch

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 IOBA0000748

VEPPANTHATTAI Branch

PERAMBALUR, TAMIL NADU

 IOBA0000760

ALATHUR GATE Branch

PERAMBALUR, TAMIL NADU

 IOBA0000970

POOLAMBADI Branch

PERAMBALUR, TAMIL NADU

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KAIKALATHUR Branch

PERAMBALUR, TAMIL NADU

 IOBA0001045

PERUVALAPPUR Branch

PERAMBALUR, TAMIL NADU

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