IFSC Drill PRO
Bank Branch & IFSC Finder
Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

KAIKALATHUR Branch, PERAMBALUR

IFSC Code
IOBA0001031
Required for NEFT, RTGS, IMPS money transfers
MICR Code
621020310
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001031 Branch Code (6-11)

Complete Branch Details

Full Address SOUTH STREET KAIKALATHUR,NERKUNAM VILLAGE KAIKALATHUR PIN 621124
State TAMIL NADU
District / City KAIKALATHUR
Centre / Region KAIKALATHUR
Contact / Helpline 263218
Share WhatsApp View on Map

Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001031.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KAIKALATHUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001031)

What is the IFSC code of Indian Overseas Bank KAIKALATHUR branch? ↓

The verified 11-digit IFSC code is IOBA0001031. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KAIKALATHUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 621020310. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SOUTH STREET KAIKALATHUR,NERKUNAM VILLAGE KAIKALATHUR PIN 621124, located in KAIKALATHUR district, TAMIL NADU.

Other Indian Overseas Bank Branches in KAIKALATHUR

IOBA0002754

KARIYANUR Branch

PERAMBALUR, TAMIL NADU

 IOBA0000574

V KALATHUR Branch

PERAMBALUR, TAMIL NADU

 IOBA0000719

PENNAKONAM Branch

PERAMBALUR, TAMIL NADU

 IOBA0000748

VEPPANTHATTAI Branch

PERAMBALUR, TAMIL NADU

 IOBA0000760

ALATHUR GATE Branch

PERAMBALUR, TAMIL NADU

 IOBA0000970

POOLAMBADI Branch

PERAMBALUR, TAMIL NADU

 IOBA0001045

PERUVALAPPUR Branch

PERAMBALUR, TAMIL NADU

 IOBA0001055

KUNNAM Branch

PERAMBALUR, TAMIL NADU

Explore Nearby Banking Directories

All Indian Overseas Bank Branches Indian Overseas Bank in TAMIL NADU Indian Overseas Bank in KAIKALATHUR All Banks in PERAMBALUR