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Verified Branch

Indian Overseas Bank

KOTTAR Branch, KANNIYAKUMARI

IFSC Code
IOBA0000864
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000864 Branch Code (6-11)

Complete Branch Details

Full Address 23 BY 2 121E, K P ROAD, CHETTIKULAM JUNCTION, NAGERCOIL PIN 629002
State TAMIL NADU
District / City KOTTARAM
Centre / Region KOTTARAM
Contact / Helpline 227827
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000864.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KOTTAR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000864)

What is the IFSC code of Indian Overseas Bank KOTTAR branch? ↓

The verified 11-digit IFSC code is IOBA0000864. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KOTTAR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 23 BY 2 121E, K P ROAD, CHETTIKULAM JUNCTION, NAGERCOIL PIN 629002, located in KOTTARAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in KOTTARAM

IOBA0001336

NAGERCOIL MEENAKSHIPURAM Branch

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 IOBA0002727

ELANKADAI NAGERCOIL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000042

KULASEKHARAM Branch

KANNIYAKUMARI, TAMIL NADU

 IOBA0000177

PADMANABHAPURAM Branch

KANNIYAKUMARI, TAMIL NADU

 IOBA0000253

KOTTARAM Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000939

KURUTHANCODE Branch

KANNIYAKUMARI, TAMIL NADU

 IOBA0001064

SOUTHTHAMARAIKULAM Branch

KANNIYAKUMARI, TAMIL NADU

 IOBA0001176

KESAVAN PUDUHANTHURAI Branch

KANNIYAKUMARI, TAMIL NADU

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