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Verified Branch

Indian Overseas Bank

SOUTHTHAMARAIKULAM Branch, KANNIYAKUMARI

IFSC Code
IOBA0001064
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629020018
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
001064 Branch Code (6-11)

Complete Branch Details

Full Address 4 BY 22,C2,POST OFFICE ST,SOUTH THAMARAIKULAM,PIN 629708
State TAMIL NADU
District / City NAGERCOIL
Centre / Region NAGERCOIL
Contact / Helpline 258129
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0001064.
  4. Confirm bank name displays as Indian Overseas Bank and branch as SOUTHTHAMARAIKULAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0001064)

What is the IFSC code of Indian Overseas Bank SOUTHTHAMARAIKULAM branch? ↓

The verified 11-digit IFSC code is IOBA0001064. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank SOUTHTHAMARAIKULAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629020018. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 4 BY 22,C2,POST OFFICE ST,SOUTH THAMARAIKULAM,PIN 629708, located in NAGERCOIL district, TAMIL NADU.

Other Indian Overseas Bank Branches in NAGERCOIL

IOBA0002950

VILLIANUR Branch

PONDICHERRY, PUDUCHERRY

 IOBA0003934

REGIONAL OFFICE Branch

NAGAPATTINAM, TAMIL NADU

 IOBA0000042

KULASEKHARAM Branch

KANNIYAKUMARI, TAMIL NADU

 IOBA0000063

NAGERCOIL Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000177

PADMANABHAPURAM Branch

KANNIYAKUMARI, TAMIL NADU

 IOBA0000223

THOVALAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000251

THITTUVILAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0000273

SWAMIYARMADAM Branch

KANYAKUMARI, TAMIL NADU

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