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Verified Branch

Indian Overseas Bank

KOTTARAM Branch, KANYAKUMARI

IFSC Code
IOBA0000253
Required for NEFT, RTGS, IMPS money transfers
MICR Code
629020013
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000253 Branch Code (6-11)

Complete Branch Details

Full Address 357 BY 8,9, MISSION COMPOUND, KANYAKUMARI MAIN ROAD, KOTTARAM PIN 629703
State TAMIL NADU
District / City KOTTARAM
Centre / Region KOTTARAM
Contact / Helpline 270264
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000253.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KOTTARAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000253)

What is the IFSC code of Indian Overseas Bank KOTTARAM branch? ↓

The verified 11-digit IFSC code is IOBA0000253. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KOTTARAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 629020013. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 357 BY 8,9, MISSION COMPOUND, KANYAKUMARI MAIN ROAD, KOTTARAM PIN 629703, located in KOTTARAM district, TAMIL NADU.

Other Indian Overseas Bank Branches in KOTTARAM

IOBA0001865

ASARIPALLAM Branch

KANYAKUMARI, TAMIL NADU

 IOBA0002446

RAJAKKAMANGALAMTHURAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0002550

KANYA KUMARI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0002658

PUTHERI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0002723

AZHAGIYAMANDAPAM Branch

KANYAKUMARI, TAMIL NADU

 IOBA0002869

KUZHITHURAI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0003090

ANANDHANADARKUDI Branch

KANYAKUMARI, TAMIL NADU

 IOBA0003537

VERKILAMBI Branch

KANYAKUMARI, TAMIL NADU

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