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Verified Branch

Esaf Small Finance Bank

CHANGANASSERY Branch, KOTTAYAM

IFSC Code
ESMF0001186
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686760052
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001186 Branch Code (6-11)

Complete Branch Details

Full Address 15 139 A,SWEETY BUILDING,LAIKKAD BUS STOP,PERUNNA,CHANGANASSERY 686102
State KERALA
District / City KOTTAYAM
Centre / Region KOTTAYAM
Contact / Helpline +918589002590
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001186.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as CHANGANASSERY.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001186)

What is the IFSC code of Esaf Small Finance Bank CHANGANASSERY branch? ↓

The verified 11-digit IFSC code is ESMF0001186. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank CHANGANASSERY? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686760052. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is 15 139 A,SWEETY BUILDING,LAIKKAD BUS STOP,PERUNNA,CHANGANASSERY 686102, located in KOTTAYAM district, KERALA.

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 ESMF0001105

PALA Branch

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 ESMF0001132

KOTTAYAM Branch

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 ESMF0001138

CHENGALAM EAST Branch

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 ESMF0001145

UZHAVOOR Branch

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 ESMF0001158

KANJIRAPPALLY Branch

KOTTAYAM, KERALA

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MANARCAD Branch

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 ESMF0001174

KURUVILANGAD Branch

KOTTAYAM, KERALA

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