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Verified Branch

Esaf Small Finance Bank

PALA Branch, KOTTAYAM

IFSC Code
ESMF0001105
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686760302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

ESMF Bank Code (1-4)
0 Control Zero (5th)
001105 Branch Code (6-11)

Complete Branch Details

Full Address THE MELHOR BUILDING,GOUND FLOOR, ROOM NO 372, A1, NEAR RTO OFFICE ,CHETHIMATTOM, PALA, KOTTAYAM PIN 686575
State KERALA
District / City PALA
Centre / Region PALA
Contact / Helpline +918589007880
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code ESMF0001105.
  4. Confirm bank name displays as Esaf Small Finance Bank and branch as PALA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (ESMF0001105)

What is the IFSC code of Esaf Small Finance Bank PALA branch? ↓

The verified 11-digit IFSC code is ESMF0001105. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Esaf Small Finance Bank PALA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686760302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is THE MELHOR BUILDING,GOUND FLOOR, ROOM NO 372, A1, NEAR RTO OFFICE ,CHETHIMATTOM, PALA, KOTTAYAM PIN 686575, located in PALA district, KERALA.

Other Esaf Small Finance Bank Branches in PALA

ESMF0001109

PALAKKAD Branch

PALAKKAD, KERALA

 ESMF0001138

CHENGALAM EAST Branch

KOTTAYAM, KERALA

 ESMF0001174

KURUVILANGAD Branch

KOTTAYAM, KERALA

 ESMF0001215

MASAGOUNDEN CHETTIPALAYAM Branch

COIMBATORE, TAMIL NADU

 ESMF0001132

KOTTAYAM Branch

KOTTAYAM, KERALA

 ESMF0001145

UZHAVOOR Branch

KOTTAYAM, KERALA

 ESMF0001158

KANJIRAPPALLY Branch

KOTTAYAM, KERALA

 ESMF0001164

MANARCAD Branch

KOTTAYAM, KERALA

Explore Nearby Banking Directories

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