Esaf Small Finance Bank
CHENGALAM EAST Branch, KOTTAYAM
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code ESMF0001138.
- Confirm bank name displays as Esaf Small Finance Bank and branch as CHENGALAM EAST.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (ESMF0001138)
What is the IFSC code of Esaf Small Finance Bank CHENGALAM EAST branch? ↓
The verified 11-digit IFSC code is ESMF0001138. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Esaf Small Finance Bank CHENGALAM EAST? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 686760304. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is ROOM NO 292,GROUND FLOOR,ST ANTONYS SHOPPING COMPLEX,CHENGALAM PAIGA ROAD,KOTTAYAM DISTRICT.PIN 686585, located in CHENGALAM EAST district, KERALA.
Other Esaf Small Finance Bank Branches in CHENGALAM EAST
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ESMF0001132KOTTAYAM Branch
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ESMF0001749SENDHWA Branch
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ESMF0001102KALATHODE Branch
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ESMF0001105PALA Branch
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ESMF0001108KOZHIKODE Branch
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