Utkarsh Small Finance Bank
PATRATU Branch, RAMGARH
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code UTKS0002137.
- Confirm bank name displays as Utkarsh Small Finance Bank and branch as PATRATU.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (UTKS0002137)
What is the IFSC code of Utkarsh Small Finance Bank PATRATU branch? ↓
The verified 11-digit IFSC code is UTKS0002137. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Utkarsh Small Finance Bank PATRATU? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 829762005. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is UTKARSH SMALL FINANCE BANK LTD.PATRATU TO SANKUL ROAD BLOCK MOD NEAR SARASWATI SHISHU MANDIR PATRATU DISTRICT-RAMGARH JHARKHAND-829119, located in PATRATU district, JHARKHAND.
Other Utkarsh Small Finance Bank Branches in PATRATU
MURAMKALAN - RAMGARH - JH Branch
RAMGARH, JHARKHAND
UTKS0001938BARAHKATHA Branch
AAIAH, BIHAR
UTKS0002026RAMGARH DUMKA Branch
DUMKA, JHARKHAND
UTKS0002077PURANAICHAK ALIAS PURNADIH Branch
HAZARIBAGH, JHARKHAND
UTKS0002078MASALIA Branch
DUMKA, JHARKHAND
UTKS0002144SARWA Branch
DEOGHAR, JHARKHAND
UTKS0001804GHANGHRI Branch
HT, JHARKHAND
UTKS0001805CHHATARPUR JH Branch
AAU, JHARKHAND