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Verified Branch

Utkarsh Small Finance Bank

GHANGHRI Branch, HT

IFSC Code
UTKS0001804
Required for NEFT, RTGS, IMPS money transfers
MICR Code
825762203
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001804 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD,NH -99 CHATRA TO GAYA ROAD NEAR,AUTO STAND GHANGHRI,DISTRICT -CHATRA JHARKHAND,PIN CODE -825401
State JHARKHAND
District / City CHATRA
Centre / Region CHATRA
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001804.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as GHANGHRI.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001804)

What is the IFSC code of Utkarsh Small Finance Bank GHANGHRI branch? ↓

The verified 11-digit IFSC code is UTKS0001804. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank GHANGHRI? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 825762203. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSH SMALL FINANCE BANK LTD,NH -99 CHATRA TO GAYA ROAD NEAR,AUTO STAND GHANGHRI,DISTRICT -CHATRA JHARKHAND,PIN CODE -825401, located in CHATRA district, JHARKHAND.

Other Utkarsh Small Finance Bank Branches in CHATRA

UTKS0001498

CHATRA Branch

CHATRA, JHARKHAND

 UTKS0001829

MANATU Branch

AAU, BIHAR

 UTKS0001805

CHHATARPUR JH Branch

AAU, JHARKHAND

 UTKS0001832

PAKURIA Branch

AU, BIHAR

 UTKS0001867

BIRNI Branch

GIRIDIH, JHARKHAND

 UTKS0001900

GUMLA Branch

GUMLA, JAMMU AND KASHMIR

 UTKS0001901

BISHNUPUR Branch

GUMLA, JHARKHAND

 UTKS0002035

GIDHAUR Branch

CHATRA, JHARKHAND

Explore Nearby Banking Directories

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