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Verified Branch

Utkarsh Small Finance Bank

GIDHAUR Branch, CHATRA

IFSC Code
UTKS0002035
Required for NEFT, RTGS, IMPS money transfers
MICR Code
825762012
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
002035 Branch Code (6-11)

Complete Branch Details

Full Address UTKARSH SMALL FINANCE BANK LTD.VILL.PO.PS -GIDHAURNEAR BANK OF INDIA GIDHAURDIST CHATRA JHARKHANDPIN-825408
State JHARKHAND
District / City GIDHAUR
Centre / Region GIDHAUR
Contact / Helpline +916541
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0002035.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as GIDHAUR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0002035)

What is the IFSC code of Utkarsh Small Finance Bank GIDHAUR branch? ↓

The verified 11-digit IFSC code is UTKS0002035. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank GIDHAUR? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 825762012. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UTKARSH SMALL FINANCE BANK LTD.VILL.PO.PS -GIDHAURNEAR BANK OF INDIA GIDHAURDIST CHATRA JHARKHANDPIN-825408, located in GIDHAUR district, JHARKHAND.

Other Utkarsh Small Finance Bank Branches in GIDHAUR

UTKS0001901

BISHNUPUR Branch

GUMLA, JHARKHAND

 UTKS0002007

SANTHA Branch

ATAIAA, UTTAR PRADESH

 UTKS0001072

GARKHA Branch

SARAN, BIHAR

 UTKS0001073

BANIYAPUR Branch

SARAN, BIHAR

 UTKS0001485

PHULABANI Branch

PHULABANI, ODISHA

 UTKS0001498

CHATRA Branch

CHATRA, JHARKHAND

 UTKS0001503

JALIKHAN Branch

ALMORA, UTTARAKHAND

 UTKS0001804

GHANGHRI Branch

HT, JHARKHAND

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