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Verified Branch

Utkarsh Small Finance Bank

MERAL Branch, GARHWA

IFSC Code
UTKS0001424
Required for NEFT, RTGS, IMPS money transfers
MICR Code
822762104
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001424 Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE - GONDA,P.S - MERAL,NEAR HIGH SCHOOL,MERAL,DISTRICT - GARHAWA,STATE - JHARKHAND,PIN CODE - 822114,KHATA NO - 154,PLOT NO - 776
State JHARKHAND
District / City MERAL
Centre / Region MERAL
Contact / Helpline +917541811475
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001424.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as MERAL.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001424)

What is the IFSC code of Utkarsh Small Finance Bank MERAL branch? ↓

The verified 11-digit IFSC code is UTKS0001424. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank MERAL? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 822762104. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILLAGE - GONDA,P.S - MERAL,NEAR HIGH SCHOOL,MERAL,DISTRICT - GARHAWA,STATE - JHARKHAND,PIN CODE - 822114,KHATA NO - 154,PLOT NO - 776, located in MERAL district, JHARKHAND.

Other Utkarsh Small Finance Bank Branches in MERAL

UTKS0001422

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PALAMAU, BIHAR

 UTKS0001425

GARHAWA Branch

GARHWA, JHARKHAND

 UTKS0001287

HAZARIBAGH Branch

HAZARIBAGH, JHARKHAND

 UTKS0001381

HASDIHA Branch

DUMKA, JHARKHAND

 UTKS0001414

GOVINDPUR Branch

DHANBAD, JHARKHAND

 UTKS0001419

PANKI Branch

PALAMAU, BIHAR

 UTKS0001420

PADWA MOD Branch

PALAMAU, BIHAR

 UTKS0001058

NANDAN - PURANA BHOJPUR Branch

BUXAR, BIHAR

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