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Verified Branch

Utkarsh Small Finance Bank

GARHAWA Branch, GARHWA

IFSC Code
UTKS0001425
Required for NEFT, RTGS, IMPS money transfers
MICR Code
822762102
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UTKS Bank Code (1-4)
0 Control Zero (5th)
001425 Branch Code (6-11)

Complete Branch Details

Full Address VILL SONPUR WA,P.S.GARHWA,PARAGANA GARHWA,NEAR R.K.PUBLIC SCHOOL,DIST-GARHWA,JHARKHAND,PIN CODE822114,KHATA NO.129,KHESARA NO 616,619,THANA NO.242,PIN CODE 23120
State JHARKHAND
District / City GARHAWA
Centre / Region GARHAWA
Contact / Helpline +917541811475
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UTKS0001425.
  4. Confirm bank name displays as Utkarsh Small Finance Bank and branch as GARHAWA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UTKS0001425)

What is the IFSC code of Utkarsh Small Finance Bank GARHAWA branch? ↓

The verified 11-digit IFSC code is UTKS0001425. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Utkarsh Small Finance Bank GARHAWA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 822762102. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILL SONPUR WA,P.S.GARHWA,PARAGANA GARHWA,NEAR R.K.PUBLIC SCHOOL,DIST-GARHWA,JHARKHAND,PIN CODE822114,KHATA NO.129,KHESARA NO 616,619,THANA NO.242,PIN CODE 23120, located in GARHAWA district, JHARKHAND.

Other Utkarsh Small Finance Bank Branches in GARHAWA

UTKS0001129

MIRZAPUR Branch

GOPALGANJ, BIHAR

 UTKS0001149

BETTIAH Branch

WEST CHAMPARAN, BIHAR

 UTKS0001164

MOTIPUR Branch

MUZAFFARPUR, BIHAR

 UTKS0001235

CHANDI Branch

NALANDA, BIHAR

 UTKS0001413

NAGAR UNTARI Branch

GARHWA, JHARKHAND

 UTKS0001161

GOH Branch

AURANGABAD, BIHAR

 UTKS0001167

MADANPUR Branch

AURANGABAD, BIHAR

 UTKS0001231

SAMASTIPUR Branch

SAMSTIPUR, BIHAR

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