Utkarsh Small Finance Bank
RAMGARH Branch, RAMGARH
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code UTKS0001396.
- Confirm bank name displays as Utkarsh Small Finance Bank and branch as RAMGARH.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (UTKS0001396)
What is the IFSC code of Utkarsh Small Finance Bank RAMGARH branch? ↓
The verified 11-digit IFSC code is UTKS0001396. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of Utkarsh Small Finance Bank RAMGARH? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is 829762002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is GROUND FLOOR,BUILDING NUMBER JC 9 BY1,MAHATMA GANDHI CHOWK,MAIN ROAD,RAMGARH CANTT,DISTRICT RAMGARH,JHARKHAND,PIN 829122, located in RAMGARH CANTT district, JHARKHAND.
Other Utkarsh Small Finance Bank Branches in RAMGARH CANTT
GOLA Branch
RAMGARH, JHARKHAND
UTKS0001295MURAMKALAN - RAMGARH - JH Branch
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UTKS0001634RAJKOT Branch
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UTKS0002026RAMGARH DUMKA Branch
DUMKA, JHARKHAND
UTKS0002137PATRATU Branch
RAMGARH, JHARKHAND
UTKS0001194GYANBABU CHOWK Branch
EAST CHAMPARAN, BIHAR
UTKS0001210BANSI Branch
SIDDHARTHNAGAR, UTTAR PRADESH
UTKS0001312GHATSILA Branch
EAST SINGHBHUM, JHARKHAND