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Verified Branch

UCO Bank

PONKUNNAM Branch, KOTTAYAM

IFSC Code
UCBA0003642
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686028003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
003642 Branch Code (6-11)

Complete Branch Details

Full Address UCO BANK PONKUNNAM, GROUND FLOOR, SWADESHI ARCADE,CIVIL STATION ROAD, POST PONKUNNAM,DIST KOTTAYAM,KERALA, 686506
State KERALA
District / City PONKUNNAM
Centre / Region PONKUNNAM
Contact / Helpline +914812571599
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0003642.
  4. Confirm bank name displays as UCO Bank and branch as PONKUNNAM.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0003642)

What is the IFSC code of UCO Bank PONKUNNAM branch? ↓

The verified 11-digit IFSC code is UCBA0003642. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank PONKUNNAM? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686028003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is UCO BANK PONKUNNAM, GROUND FLOOR, SWADESHI ARCADE,CIVIL STATION ROAD, POST PONKUNNAM,DIST KOTTAYAM,KERALA, 686506, located in PONKUNNAM district, KERALA.

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