UCO Bank Logo
Verified Branch

UCO Bank

WILLINGDON ISLAND Branch, KOCHI TRIVANDRUM

IFSC Code
UCBA0000242
Required for NEFT, RTGS, IMPS money transfers
MICR Code
682028003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
000242 Branch Code (6-11)

Complete Branch Details

Full Address KUMAR ARCADE PALLICHAL ROAD PYARI JN THOPPUMPADY KOCHI ,ERNAKULAM ,KERALA PIN 682003
State KERALA
District / City KOCHI TRIVANDRUM
Centre / Region KOCHI TRIVANDRUM
Contact / Helpline +914842666491
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0000242.
  4. Confirm bank name displays as UCO Bank and branch as WILLINGDON ISLAND.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0000242)

What is the IFSC code of UCO Bank WILLINGDON ISLAND branch?

The verified 11-digit IFSC code is UCBA0000242. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank WILLINGDON ISLAND?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 682028003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is KUMAR ARCADE PALLICHAL ROAD PYARI JN THOPPUMPADY KOCHI ,ERNAKULAM ,KERALA PIN 682003, located in KOCHI TRIVANDRUM district, KERALA.