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Verified Branch

UCO Bank

PALA Branch, KOTTAYAM

IFSC Code
UCBA0002389
Required for NEFT, RTGS, IMPS money transfers
MICR Code
686028302
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

UCBA Bank Code (1-4)
0 Control Zero (5th)
002389 Branch Code (6-11)

Complete Branch Details

Full Address MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574
State KERALA
District / City PALAI
Centre / Region PALAI
Contact / Helpline +919447370831
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code UCBA0002389.
  4. Confirm bank name displays as UCO Bank and branch as PALA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (UCBA0002389)

What is the IFSC code of UCO Bank PALA branch? ↓

The verified 11-digit IFSC code is UCBA0002389. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of UCO Bank PALA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 686028302. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is MUNDATHANATH BUILDING ETTUMANOOR ROAD ARUNAPURAM PALA ,KOTTAYAM ,KERALA PIN 686574, located in PALAI district, KERALA.

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PALGHAT Branch

PALGHAT, KERALA

 UCBA0001842

KOTTAYAM Branch

KOTTAYAM, KERALA

 UCBA0002547

CHANGANACHERRY Branch

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 UCBA0002972

MANNARKKAD Branch

PALAKKAD, KERALA

 UCBA0003329

PUTHUPPARIYARAM Branch

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 UCBA0003556

VADAKKENCHERY Branch

PALAKKAD, KERALA

 UCBA0003567

KARAPARAMBA Branch

KOZHIKODE, KERALA

 UCBA0003642

PONKUNNAM Branch

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