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Verified Branch

Punjab National Bank

PHRISAL, DISTT. KULGAM ,J K Branch, PHRISAL, DISTT KULGAM

IFSC Code
PUNB0295700
Required for NEFT, RTGS, IMPS money transfers
MICR Code
192024505
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
295700 Branch Code (6-11)

Complete Branch Details

Full Address YARRIPORA PHRISAL DISTT KULGAM
State JAMMU AND KASHMIR
District / City PHRISAL, DISTT KULGAM
Centre / Region PHRISAL, DISTT KULGAM
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0295700.
  4. Confirm bank name displays as Punjab National Bank and branch as PHRISAL, DISTT. KULGAM ,J K.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0295700)

What is the IFSC code of Punjab National Bank PHRISAL, DISTT. KULGAM ,J K branch? ↓

The verified 11-digit IFSC code is PUNB0295700. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank PHRISAL, DISTT. KULGAM ,J K? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 192024505. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is YARRIPORA PHRISAL DISTT KULGAM, located in PHRISAL, DISTT KULGAM district, JAMMU AND KASHMIR.

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