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Verified Branch

Punjab National Bank

CHOWLGAM, DISTT. KULGAM ,JK Branch, CHOWALGAM (JK)

IFSC Code
PUNB0269700
Required for NEFT, RTGS, IMPS money transfers
MICR Code
192024504
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PUNB Bank Code (1-4)
0 Control Zero (5th)
269700 Branch Code (6-11)

Complete Branch Details

Full Address CHOWALGAM DISTT - KULGAM
State JAMMU AND KASHMIR
District / City CHOWALGAM ,JK
Centre / Region CHOWALGAM ,JK
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PUNB0269700.
  4. Confirm bank name displays as Punjab National Bank and branch as CHOWLGAM, DISTT. KULGAM ,JK.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PUNB0269700)

What is the IFSC code of Punjab National Bank CHOWLGAM, DISTT. KULGAM ,JK branch? ↓

The verified 11-digit IFSC code is PUNB0269700. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab National Bank CHOWLGAM, DISTT. KULGAM ,JK? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 192024504. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is CHOWALGAM DISTT - KULGAM, located in CHOWALGAM ,JK district, JAMMU AND KASHMIR.

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PHRISAL, DISTT. KULGAM ,J K Branch

PHRISAL, DISTT KULGAM, JAMMU AND KASHMIR

 PUNB0056000

BASOHLI, DISTT. KATHUA ,J K Branch

JK, JAMMU AND KASHMIR

 PUNB0119700

JAMMU BAKHSHI NAGAR, DISTT. JA Branch

( J K), JAMMU AND KASHMIR

 PUNB0311600

SRINAGAR BADAMI BAGH, DISTT. S Branch

JK, JAMMU AND KASHMIR

 PUNB0317200

SANJIMORE, DISTT. KATHUA ,J Branch

(J K), JAMMU AND KASHMIR

 PUNB0074400

KATHUA, COLLEGE ROAD Branch

J K, JAMMU AND KASHMIR

 PUNB0083700

R S PURA Branch

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