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Verified Branch

Punjab & Sind Bank

MALKANA Branch, BATHINDA

IFSC Code
PSIB0021282
Required for NEFT, RTGS, IMPS money transfers
MICR Code
151023254
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
021282 Branch Code (6-11)

Complete Branch Details

Full Address VPO MALKANA TEHSIL TALWANDI SABO BHATINDA 151301
State PUNJAB
District / City TALWANDI SABO
Centre / Region TALWANDI SABO
Contact / Helpline +911655266030
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0021282.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as MALKANA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0021282)

What is the IFSC code of Punjab & Sind Bank MALKANA branch? ↓

The verified 11-digit IFSC code is PSIB0021282. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank MALKANA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 151023254. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VPO MALKANA TEHSIL TALWANDI SABO BHATINDA 151301, located in TALWANDI SABO district, PUNJAB.

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