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Punjab & Sind Bank

GIANA DISTT BATHINDA Branch, BATHINDA

IFSC Code
PSIB0020981
Required for NEFT, RTGS, IMPS money transfers
MICR Code
151023253
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

PSIB Bank Code (1-4)
0 Control Zero (5th)
020981 Branch Code (6-11)

Complete Branch Details

Full Address VILLAGE & P.O. GIANA TEHSIL TALWNDI SABO, DISTT. BATHINDA, PUNJAB - 151001
State PUNJAB
District / City GONIANA
Centre / Region GONIANA
Contact / Helpline +911655249251
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code PSIB0020981.
  4. Confirm bank name displays as Punjab & Sind Bank and branch as GIANA DISTT BATHINDA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (PSIB0020981)

What is the IFSC code of Punjab & Sind Bank GIANA DISTT BATHINDA branch? ↓

The verified 11-digit IFSC code is PSIB0020981. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Punjab & Sind Bank GIANA DISTT BATHINDA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 151023253. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is VILLAGE & P.O. GIANA TEHSIL TALWNDI SABO, DISTT. BATHINDA, PUNJAB - 151001, located in GONIANA district, PUNJAB.

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