Kotak Mahindra Bank Logo
Verified Branch

Kotak Mahindra Bank

ATRAULI BRANCH Branch, LUCKNOW

IFSC Code
KKBK0005198
Required for NEFT, RTGS, IMPS money transfers
MICR Code
226485051
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
005198 Branch Code (6-11)

Complete Branch Details

Full Address SHOP 5 6 UPPER GR FLOOR KHASRA NO 57 ATRAULI POST MOHANLALGANJ DIST LUCKNOW UTTAR PRADESH PIN 226301
State UTTAR PRADESH
District / City ATRAULI
Centre / Region ATRAULI
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0005198.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as ATRAULI BRANCH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0005198)

What is the IFSC code of Kotak Mahindra Bank ATRAULI BRANCH branch?

The verified 11-digit IFSC code is KKBK0005198. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank ATRAULI BRANCH?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 226485051. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is SHOP 5 6 UPPER GR FLOOR KHASRA NO 57 ATRAULI POST MOHANLALGANJ DIST LUCKNOW UTTAR PRADESH PIN 226301, located in ATRAULI district, UTTAR PRADESH.