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Verified Branch

Kotak Mahindra Bank

LUCKNOW - BALAGANJ Branch, LUCKNOW

IFSC Code
KKBK0005226
Required for NEFT, RTGS, IMPS money transfers
MICR Code
226485028
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
005226 Branch Code (6-11)

Complete Branch Details

Full Address KOTAK MAHINDRA BANK LTD, KHASRA NO.17, RAM NAGAR, BALAGANJ, LUCKNOW, UTTAR PRADESH - 226003
State UTTAR PRADESH
District / City LUCKNOW
Centre / Region LUCKNOW
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0005226.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as LUCKNOW - BALAGANJ.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0005226)

What is the IFSC code of Kotak Mahindra Bank LUCKNOW - BALAGANJ branch? ↓

The verified 11-digit IFSC code is KKBK0005226. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank LUCKNOW - BALAGANJ? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 226485028. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOTAK MAHINDRA BANK LTD, KHASRA NO.17, RAM NAGAR, BALAGANJ, LUCKNOW, UTTAR PRADESH - 226003, located in LUCKNOW district, UTTAR PRADESH.

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LUCKNOW - AMINABAD - GWYNNE RD Branch

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LUCKNOW - GOMTI NAGAR EXT Branch

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BASAI Branch

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