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Kotak Mahindra Bank

SURAT - KATARGAM GIDC Branch, SURAT

IFSC Code
KKBK0002892
Required for NEFT, RTGS, IMPS money transfers
MICR Code
395485040
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
002892 Branch Code (6-11)

Complete Branch Details

Full Address KOTAK MAHINDRA BANK LTD, 7, 8 , 9, RAJ SHOPPING CENTRE, FULPADA MAIN ROAD, KATARGAM GIDC, SURAT - 395004, GUJARAT.
State GUJARAT
District / City SURAT
Centre / Region SURAT
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0002892.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as SURAT - KATARGAM GIDC.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0002892)

What is the IFSC code of Kotak Mahindra Bank SURAT - KATARGAM GIDC branch? ↓

The verified 11-digit IFSC code is KKBK0002892. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank SURAT - KATARGAM GIDC? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 395485040. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOTAK MAHINDRA BANK LTD, 7, 8 , 9, RAJ SHOPPING CENTRE, FULPADA MAIN ROAD, KATARGAM GIDC, SURAT - 395004, GUJARAT., located in SURAT district, GUJARAT.

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SURAT VARACHHA RD Branch

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VADODARA MAKARPURA GIDC Branch

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VADODARA - MANJUSAR Branch

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SURAT - LALGATE MAIN ROAD Branch

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SURAT - ATHWAGATE Branch

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