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Kotak Mahindra Bank

SURAT - LALGATE MAIN ROAD Branch, SURAT

IFSC Code
KKBK0002850
Required for NEFT, RTGS, IMPS money transfers
MICR Code
395485012
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
002850 Branch Code (6-11)

Complete Branch Details

Full Address KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, CITY SURVEY NO. 1756/1757/1758, LALGATE, SURAT - 395003 GUJARAT
State GUJARAT
District / City SURAT
Centre / Region SURAT
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0002850.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as SURAT - LALGATE MAIN ROAD.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0002850)

What is the IFSC code of Kotak Mahindra Bank SURAT - LALGATE MAIN ROAD branch? ↓

The verified 11-digit IFSC code is KKBK0002850. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank SURAT - LALGATE MAIN ROAD? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 395485012. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOTAK MAHINDRA BANK LTD, GROUND & FIRST FLOOR, CITY SURVEY NO. 1756/1757/1758, LALGATE, SURAT - 395003 GUJARAT, located in SURAT district, GUJARAT.

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DAHOD Branch

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 KKBK0000881

PALSANA Branch

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SURAT - ATHWAGATE Branch

SURAT, GUJARAT

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SURAT HIRABAUGH Branch

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 KKBK0002887

SURAT MAGOB Branch

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NAYA BAZAR Branch

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MOHALI Branch

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