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Kotak Mahindra Bank

SURAT - MOTA VARACCHA Branch, SURAT CITY

IFSC Code
KKBK0002889
Required for NEFT, RTGS, IMPS money transfers
MICR Code
394485004
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

KKBK Bank Code (1-4)
0 Control Zero (5th)
002889 Branch Code (6-11)

Complete Branch Details

Full Address KOTAK MAHINDRA BANK LTD, SHOP NO G -1 & 103 & 104, OXYGEN HOUSE, SUDAMA CHOWK, MOTA VARACCHA, SURAT - 394101. GUJARAT
State GUJARAT
District / City SURAT
Centre / Region SURAT
Contact / Helpline +9118004100
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code KKBK0002889.
  4. Confirm bank name displays as Kotak Mahindra Bank and branch as SURAT - MOTA VARACCHA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (KKBK0002889)

What is the IFSC code of Kotak Mahindra Bank SURAT - MOTA VARACCHA branch? ↓

The verified 11-digit IFSC code is KKBK0002889. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Kotak Mahindra Bank SURAT - MOTA VARACCHA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 394485004. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KOTAK MAHINDRA BANK LTD, SHOP NO G -1 & 103 & 104, OXYGEN HOUSE, SUDAMA CHOWK, MOTA VARACCHA, SURAT - 394101. GUJARAT, located in SURAT district, GUJARAT.

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HAZIRA Branch

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SURAT - PIPLOD Branch

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PALSANA Branch

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