INDIAN OVERSEAS BANK
CHAMBA TOWN Branch, CHAMBA
11-Character IFSC Anatomy Breakdown
Complete Branch Details
Electronic Transfer Capabilities & Limits
Available 24x7
Half-hourly batch clearance
Min. ₹2 Lakh
Real-time gross settlement
Instant Transfer
Up to ₹5 Lakh limit
1-Tap VPA
GPay, PhonePe, Paytm
How to Transfer Money to this Branch
- Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
- Navigate to Fund Transfer → Add Beneficiary / Payee.
- Enter the recipient's Account Number and paste IFSC code IOBA0004208.
- Confirm bank name displays as INDIAN OVERSEAS BANK and branch as CHAMBA TOWN.
- Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.
Frequently Asked Questions (IOBA0004208)
What is the IFSC code of INDIAN OVERSEAS BANK CHAMBA TOWN branch? ↓
The verified 11-digit IFSC code is IOBA0004208. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.
Can I transfer money on Sundays and bank holidays using this IFSC code? ↓
Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.
What is the MICR code of INDIAN OVERSEAS BANK CHAMBA TOWN? ↓
The 9-digit Magnetic Ink Character Recognition (MICR) code is N/A. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.
Where is the branch located? ↓
The official branch address is VILLAGE BHADRAM, PO RAJPURA, TEHSIL CHAMBA, DISTRICT CHAMBA, PIN 176310, located in CHAMBA district, HIMACHAL PRADESH.
Other INDIAN OVERSEAS BANK Branches in CHAMBA
AMEHRA ADIPUR Branch
MEERUT, UTTAR PRADESH
IOBA0003776DAMANHERI Branch
RAJPURA, DADRA AND NAGAR HAVELI AND DAMAN AND DIU
IOBA0003894KUSUMKHERA Branch
HALDWANI, UTTARAKHAND
IOBA0000575CHAKOHI Branch
CHAKOHI, PUNJAB
IOBA0002305SUDDOWALA DEHRADUN Branch
SAHASPUR, UTTARAKHAND
IOBA0002331KEETHAM Branch
KIRAOLI, UTTAR PRADESH
IOBA0003083BANDUKHERI Branch
SAHARANPUR, UTTAR PRADESH
IOBA0003244MIRZAPUR Branch
BULANDSHAHR, UTTAR PRADESH