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Verified Branch

Indian Overseas Bank

RAIGARH Branch, RAIGARH

IFSC Code
IOBA0003983
Required for NEFT, RTGS, IMPS money transfers
MICR Code
496020002
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003983 Branch Code (6-11)

Complete Branch Details

Full Address SHOP NO. 8,9,10,11,12,13,14, KRISHNA CROWN COMMERCIAL COMPLEX,WARD NO 4, DIVERSION SHEET NO. 8, CHAITANYA NAGAR, DIST RAIGARH C.G, PIN 496001
State CHHATTISGARH
District / City RAIGARH
Centre / Region RAIGARH
Contact / Helpline 1800 1800 (Toll Free)
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003983.
  4. Confirm bank name displays as Indian Overseas Bank and branch as RAIGARH.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003983)

What is the IFSC code of Indian Overseas Bank RAIGARH branch? ↓

The verified 11-digit IFSC code is IOBA0003983. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank RAIGARH? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 496020002. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is SHOP NO. 8,9,10,11,12,13,14, KRISHNA CROWN COMMERCIAL COMPLEX,WARD NO 4, DIVERSION SHEET NO. 8, CHAITANYA NAGAR, DIST RAIGARH C.G, PIN 496001, located in RAIGARH district, CHHATTISGARH.

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VELLORE, TAMIL NADU

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KOTHAGUDEM Branch

KHAMMAM, TELANGANA

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EDAYARANMULLA Branch

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COMMERCIAL AND INSTL CREDIT Branch

CHENNAI, TAMIL NADU

 IOBA0001328

RAM NGR Branch

COIMBATORE, TAMIL NADU

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SIBSAGAR Branch

SIBSAGAR, ASSAM

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THIRUNINRAVUR Branch

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HYDERABADAMEERPET Branch

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