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Verified Branch

Indian Overseas Bank

INDUSTRIAL COMPLEX Branch, VELLORE

IFSC Code
IOBA0000438
Required for NEFT, RTGS, IMPS money transfers
MICR Code
632020103
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
000438 Branch Code (6-11)

Complete Branch Details

Full Address PLOT 2B,COMMERCIAL COMPLEX,SIPCOT INDUSTRIAL ESTATE,RANIPET
State TAMIL NADU
District / City RANIPET
Centre / Region RANIPET
Contact / Helpline 244356
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0000438.
  4. Confirm bank name displays as Indian Overseas Bank and branch as INDUSTRIAL COMPLEX.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0000438)

What is the IFSC code of Indian Overseas Bank INDUSTRIAL COMPLEX branch? ↓

The verified 11-digit IFSC code is IOBA0000438. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank INDUSTRIAL COMPLEX? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 632020103. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is PLOT 2B,COMMERCIAL COMPLEX,SIPCOT INDUSTRIAL ESTATE,RANIPET, located in RANIPET district, TAMIL NADU.

Other Indian Overseas Bank Branches in RANIPET

IOBA0000078

RANIPET Branch

VELLORE, TAMIL NADU

 IOBA0000196

AMBATTUR INDUSTRIAL ESTATE Branch

CHENNAI, TAMIL NADU

 IOBA0000210

CORLIM GOA Branch

NORTH GOA, GOA

 IOBA0000386

NANDJYOT INDUST ESTATE Branch

GREATER BOMBAY, MAHARASHTRA

 IOBA0000599

HOSUR INDL COMPLEX Branch

DHARMAPURI, TAMIL NADU

 IOBA0001452

IRUNGATTUKOTTAI Branch

KANCHEEPURAM, TAMIL NADU

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KORAMANGALA Branch

BANGALORE URBAN, KARNATAKA

 IOBA0001696

HYDERABADAMEERPET Branch

HYDERABAD, TELANGANA

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