Indian Overseas Bank Logo
Verified Branch

Indian Overseas Bank

KINAMANR Branch, LATEHAR

IFSC Code
IOBA0003831
Required for NEFT, RTGS, IMPS money transfers
MICR Code
829020003
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
003831 Branch Code (6-11)

Complete Branch Details

Full Address AT PS NO 260,OLD KHATA NO 38,PLOT NO.25 NEW KHATA NO.08,PLOT NO.28/443,VILLAGE KINAMANR BLOCK LATEHAR DIST LATEHAR,JHARKHAND,PIN-829206 BEHIND KENDRIYA VIDYALAYA,LATEHAR
State JHARKHAND
District / City LATEHAR
Centre / Region LATEHAR
Contact / Helpline +919708000657
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0003831.
  4. Confirm bank name displays as Indian Overseas Bank and branch as KINAMANR.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0003831)

What is the IFSC code of Indian Overseas Bank KINAMANR branch?

The verified 11-digit IFSC code is IOBA0003831. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code?

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank KINAMANR?

The 9-digit Magnetic Ink Character Recognition (MICR) code is 829020003. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located?

The official branch address is AT PS NO 260,OLD KHATA NO 38,PLOT NO.25 NEW KHATA NO.08,PLOT NO.28/443,VILLAGE KINAMANR BLOCK LATEHAR DIST LATEHAR,JHARKHAND,PIN-829206 BEHIND KENDRIYA VIDYALAYA,LATEHAR, located in LATEHAR district, JHARKHAND.