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Verified Branch

Indian Overseas Bank

ASIKA Branch, GANJAM

IFSC Code
IOBA0002218
Required for NEFT, RTGS, IMPS money transfers
MICR Code
761020202
Used in magnetic paper cheque clearing

11-Character IFSC Anatomy Breakdown

IOBA Bank Code (1-4)
0 Control Zero (5th)
002218 Branch Code (6-11)

Complete Branch Details

Full Address KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110
State ODISHA
District / City ASKA
Centre / Region ASKA
Contact / Helpline 272474
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Electronic Transfer Capabilities & Limits

NEFT

Available 24x7

Half-hourly batch clearance

RTGS

Min. ₹2 Lakh

Real-time gross settlement

IMPS

Instant Transfer

Up to ₹5 Lakh limit

UPI / QR

1-Tap VPA

GPay, PhonePe, Paytm

How to Transfer Money to this Branch

  1. Log in to your mobile banking app or Internet Banking portal (SBI, HDFC, ICICI, etc.).
  2. Navigate to Fund Transfer → Add Beneficiary / Payee.
  3. Enter the recipient's Account Number and paste IFSC code IOBA0002218.
  4. Confirm bank name displays as Indian Overseas Bank and branch as ASIKA.
  5. Select payment mode (IMPS for instant <₹5L, or RTGS for >₹2L) and authenticate with OTP/MPIN.

Frequently Asked Questions (IOBA0002218)

What is the IFSC code of Indian Overseas Bank ASIKA branch? ↓

The verified 11-digit IFSC code is IOBA0002218. This unique alphanumeric code is used for routing electronic fund transfers via NEFT, RTGS, IMPS, and clearing networks across India.

Can I transfer money on Sundays and bank holidays using this IFSC code? ↓

Yes! Under Reserve Bank of India (RBI) directives, NEFT, RTGS, IMPS, and UPI operate 24x7x365, including Sundays, second/fourth Saturdays, and public holidays. Electronic transfers will be processed automatically without branch intervention.

What is the MICR code of Indian Overseas Bank ASIKA? ↓

The 9-digit Magnetic Ink Character Recognition (MICR) code is 761020202. It is printed on cheque leaves for high-speed automated sorting at RBI clearing houses.

Where is the branch located? ↓

The official branch address is KHATA NO 46 BY 223 PLOT NO 276 KALINGA ROAD AT BY PO ASIKA GANJAM DIST ORISSA PIN 761 110, located in ASKA district, ODISHA.

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KABISURYANAGAR Branch

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 IOBA0002610

BELAGUNTHA Branch

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BUGUDA Branch

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BALLIPADAR Branch

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KERANDITOLA NARAYANAPUR Branch

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